15 More Signs That You’re A Lot Better With Money Than You Think

The subtle financial habits keeping you ahead of the curve

Sign #1: You set aside at least a little every month towards your goals

Even if you’re only able to set aside a few dollars right now, being able to save toward your goals is a great sign for two reasons. First, it signals that you can and do live consistently below your means. And as a result, you’re far less likely to fall into debt in the event of job loss or any other unplanned financial setback. Second, it signals that you’re not only able to set goals for your money, but that you can also stick to them over time.

Sign #2: You say NO when you can’t afford something

Being honest with yourself and others about what’s in your budget and what’s not is a surefire way to avoid keeping up with the Joneses. Aside from keeping you out of consumer debt, this habit also ensures that you’re only surrounding yourself with people who support you making responsible long-term financial decisions. In my experience, most friends will be supportive when you voice your financial limitations. The ones that aren’t likely weren’t your friends to begin with.

Sign #3: You don’t buy things just because they’re on sale