The 5 Money Rules I Follow to Stay Effortlessly on Budget

Rachel Abene
3 min readJun 19, 2023

Rule #1, No unplanned upgrades.

Photo by maitree rimthong on Pexels

My life has changed pretty drastically over the past few years, yet my money philosophy has largely remained the same.

As my income has grown, I’ve saved the difference and lived as I did when I was fresh out of college — with a few exceptions.

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Rachel Abene

Hi, I’m Rachel. I’m passionate about beauty, personal finance, and how the two often intermingle.